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Meet Our Team

Nicky Stafford, B.Comm., Adv. Dip FS(FP), Member of AFA and FPA

I chose financial planning because I am passionate about making a difference in people’s lives so that they can make a difference in the world. Financial planning gives me the ability to do what I was great at, i.e. interpreting complex financial structures and strategies and making it simple for her clients to understand. My education and broad exposure to businesses both large and small meant I was perfectly placed to make a significant difference in people’s lives.

I believe that money is incredibly easy to make! Getting it to work, to drive a client’s goals, however, is a lot harder. We’re richer now in Australia than we ever have been before; yet more people are in debt, more people struggle with money, more people believe that they don’t have enough. My reason for being in the context of business is to help clients untangle that mess and actually make their finances work for them every day, to make it simple so that they understand the strategies, and outcomes. More importantly live the WEALTHY life you desire. As the Your Money Matters authorised representative of Dover (AR No. 259357), Nicky provides the financial advice detailed on this website.  Nicky also has a Bachelor of Commerce and a Diploma in Financial Planning. She is a Master practitioner in NLP (Neuro Linguistic Programming).

Read Nicky’s story here


Karen Kiernan, BA (Hons), Dip For.Ex. Dip. FP
The day I became hooked on Financial Planning was the day I truly realised that it is not JUST about numbers and paperwork. It is a series of actions that, TOGETHER, give the freedom and security on which to achieve dreams. I absolutely love the idea that individually an insurance policy is an insurance policy, a share portfolio is a share portfolio, a will is just a will etc.HOWEVER, put these elements together, into one Financial Plan working in harmony towards clearly defined goals, and it is quite amazing what happens. Clients “get it”. They begin to realise that what they are really working for is achievable because the sum of the parts becomes most definitely higher exponentially. One plus one = way more than two. Hopefully I don’t sound like too much of a geek but Financial Planning is a lot of fun ! I think my previous corporate background in financial and oil price trading / risk management as well as working in the banking sector has been a great help in leading me to Financial Planning. I love seeing the difference we at Your Money Matters can make, in terms of value and peace of mind and saving real money. Interests: bush hiking, pilates, dog walking and doing anything with my adorable young daughter.


Olga Gjokmarkovic, B.Bus(Mktg)

With a background ranging from life coaching, client support, administration and dance instruction, I love helping people and making a difference in their lives. I’m a big believer in continuous learning and improvement – we are all attending the University of Life! Furthermore, in order to create change, it’s my mindset that I need to work on first. That is one of the reasons why I’m passionate about what we do at Your Money Matters – that is, focusing on what is it that you really want from your financial wealth. Getting clarity on the purpose of wealth for YOU, creating the context for YOUR financial journey and having the freedom to live YOUR life the way YOU want it – that’s what rocks my boat!

When not making a difference for clients at Your Money Matters, you can find me teaching Latin dance and Zumba Gold fitness classes, getting my hands dirty in my garden, or trying out my amateur photography skills in nature.


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